Overview

About Zip Loan
ZipLoan is looking for VP – Decision Science to join us as we continue our amazing growth trajectory.
ZipLoan is more than a lender for small businesses; our data and technology platform is now being used as a fully branded product by other lenders.
For more information visit: www.ziploan.in

Job Details:
● Lead team responsible for developing statistical models and scorecards in several areas
including: credit underwriting, loan pricing, forecasting, collections and, response targeting
● Ensure an efficient infrastructure for model development, documentation, implementation,
and validation.
● Set agenda for continuous evolution of tools and innovations this includes new data sources
and modeling techniques
● Engage in regular problem solving sessions with overall leadership team to present findings
and refine their own analytics plan.
● Review and set strategic direction for collections and loss mitigation strategies in partnership
with Operations
● Work with Technology team to drive availability of relevant data, tools and infrastructure
● Build and lead team of other Decision Scientist and Analysts for credit and risk analytics
Qualifications and Skills
● 10+ years of professional work experience in Analytics and Decision Science
● Knowledge of retail and consumer lending credit risk management practices
● Hand-on experience on predictive modeling methods (e.g., logistic regression, multivariate
linear regression, decision tree, cluster analysis, etc.) Familiarity with other data
mining/machine learning techniques a plus
● Bachelors, Master’s or PhD in statistics, mathematics, economics or related quantitative area
of study from a premier institute (IIT, IISc etc or equivalent)
● Collections strategy experience is a plus
● Leading, mentoring, and managing teams
● Hands-on work experience with at least one of the languages among Python or R
● Familiarity with big data and related technologies is a

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About ZipLoan

About Zip Loan
ZipLoan is looking for VP – Decision Science to join us as we continue our amazing growth trajectory.
ZipLoan is more than a lender for small businesses; our data and technology platform is now being
used as a fully branded product by other lenders.
ZipLoan is on a mission to make hassle-free credit available to deserving small businesses. Through its

proprietary machine learning risk assessment algo called ZipScore, lean operations and a unique co-
lending model with leading banks and NBFCs, ZipLoan is able to provide working capital loans of up to

INR 5 lakhs to small businesses at a fraction of a cost as compared to traditional lenders. ZipLoan is
currently operational in Delhi NCR and Indore. ZipLoan has also developed its proprietary Loan
Lifecycle Management product leading to of one of the lowest operating costs in the industry and
turn- around time of only 4 days from application to disbursal.
ZipLoan has raised over $4 mn in equity from some of India's best VC Investors like Matrix
Partners(Series A), WaterBridge Ventures(Pre-Series A), Growx Ventures(Seed round) and Sarbvir
Singh(Angel Investment).